<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Brighthouse Law]]></title><description><![CDATA[Brighthouse Law]]></description><link>https://www.brighthouse.law/news-and-resources</link><generator>RSS for Node</generator><lastBuildDate>Tue, 23 Jun 2026 11:15:12 GMT</lastBuildDate><atom:link href="https://www.brighthouse.law/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[How to Make Your Own Will: A Step-by-Step Guide: Oregon ]]></title><description><![CDATA[Creating a will is one of the most important steps you can take to ensure your wishes are carried out after your death. ]]></description><link>https://www.brighthouse.law/post/how-to-make-your-own-will-a-step-by-step-guide-oregon</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e3a</guid><category><![CDATA[Estate Planning]]></category><pubDate>Wed, 16 Apr 2025 16:53:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_8686dcc7afd7465eb288ad343e2cf2d8~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Understanding Your Mini-Miranda Rights When Dealing with Debt Collectors]]></title><description><![CDATA[Beware If you have recently heard something like “This communication is from a debt collector attempting to collect a debt. ]]></description><link>https://www.brighthouse.law/post/understanding-your-mini-miranda-rights-when-dealing-with-debt-collectors</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e38</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Wed, 16 Apr 2025 16:29:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_ad31d067661d4fc3a100256d514c3997~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Statute of Limitations for Unpaid Debts]]></title><description><![CDATA[Statutes of limitations are established to protect debtors from being exposed to debt collectors or creditors for a specific length of time]]></description><link>https://www.brighthouse.law/post/statute-of-limitations-for-unpaid-debts</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e3d</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Wed, 16 Apr 2025 16:19:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_1fa3f62163c34e73ae78c2ffd004693b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Debt Collection Scams Hurt Unsuspecting Consumers]]></title><description><![CDATA[There is a high number of complaints involving debt scammers every day. It is safe to assume that these scammers continue]]></description><link>https://www.brighthouse.law/post/debt-collection-scams-hurt-unsuspecting-consumers</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e44</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Wed, 16 Apr 2025 16:05:14 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_28cf2c58b5984cad83ed4180927f714b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[The Statute of Limitation on Debt in Ohio]]></title><description><![CDATA[If you live in Ohio and have old debts, the statute of limitations could be your ally. ]]></description><link>https://www.brighthouse.law/post/the-statute-of-limitation-on-debt-in-ohio</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e42</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Wed, 16 Apr 2025 15:50:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_a03c9574116445279a49cdfade0b4250~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[What To Say to Creditors While You Are in A Debt Settlement Program]]></title><description><![CDATA[If you are facing financial hardship, it is important for you to understand how to communicate with your creditors or debt collectors]]></description><link>https://www.brighthouse.law/post/what-to-say-to-creditors-while-you-are-in-a-debt-settlement-program</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e3f</guid><category><![CDATA[Debt Settlement]]></category><category><![CDATA[Consumer Protection]]></category><pubDate>Wed, 16 Apr 2025 15:40:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_7a7f0c3196a54ed587f3e68de7dac9d3~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[The Challenges of Bankruptcy with Your Taxes]]></title><description><![CDATA[Filing for bankruptcy may have an impact on your taxable income. ]]></description><link>https://www.brighthouse.law/post/the-challenges-of-bankruptcy-with-your-taxes</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e3b</guid><category><![CDATA[Bankruptcy]]></category><category><![CDATA[Taxes]]></category><pubDate>Wed, 16 Apr 2025 15:31:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_8c838a22f5824ce18085f2c02ef96e3d~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Tax Implications During a Debt Settlement Program or Bankruptcy]]></title><description><![CDATA[Deb settlement programs and bankruptcy may have significant implications for your tax situation.]]></description><link>https://www.brighthouse.law/post/tax-implications-during-a-debt-settlement-program-or-bankruptcy</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e40</guid><category><![CDATA[Taxes]]></category><pubDate>Wed, 16 Apr 2025 15:26:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_e9735156109f4a9baf855a93fd39fc3f~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Obligations of Creditors and Credit Reporting Agencies Under The FCRA]]></title><description><![CDATA[In 1970, Congress adopted the Fair Credit Reporting Act (FCRA) to protect consumers and regulate how credit information]]></description><link>https://www.brighthouse.law/post/obligations-of-creditors-and-credit-reporting-agencies-under-the-fcra</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e32</guid><category><![CDATA[Credit Score]]></category><pubDate>Tue, 15 Apr 2025 19:37:54 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_545e5ae7dd4344468d846c598d66f594~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[The Link Between Mental Health And Financial Stability]]></title><description><![CDATA[It is no surprise that having debt can cause stress. ]]></description><link>https://www.brighthouse.law/post/the-link-between-mental-health-and-financial-stability-1</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e33</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Tue, 15 Apr 2025 19:16:55 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_03ad1143a0dd42ddb7d79107576b7427~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Statute of Limitations on Collection Cases in Georgia]]></title><description><![CDATA[Georgia’s Statute of Limitations Gives Credit Card Companies and Other Creditors ]]></description><link>https://www.brighthouse.law/post/statute-of-limitations-on-collection-cases-in-georgia</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e39</guid><category><![CDATA[Debt Collection - Garnishment]]></category><pubDate>Tue, 15 Apr 2025 19:00:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_56a348f6acfc4feda1b778f0254de409~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[State Regulation Preventing Creditor Harassment: Protecting Consumer from Aggressive Collection Practices]]></title><description><![CDATA[Debt can be a heavy burden for many individuals, and dealing with creditors can often exacerbate stress and anxiety. ]]></description><link>https://www.brighthouse.law/post/state-regulation-preventing-creditor-harassment-protecting-consumer-from-aggressive-collection-prac</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e3e</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Tue, 15 Apr 2025 14:45:55 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_9b583950c20e4db3ae5bbe88e79013c1~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Wage Garnishments]]></title><description><![CDATA[If you’ve hit a financial rough patch and are struggling to keep up with your payments, it’s easy for your accounts to fall behind.]]></description><link>https://www.brighthouse.law/post/wage-garnishments</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e43</guid><category><![CDATA[Debt Collection - Garnishment]]></category><pubDate>Tue, 15 Apr 2025 14:35:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_a90c4e8c085a448a956585e28f4a2471~mv2.png/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Alternative Solutions To Too Much Debt]]></title><description><![CDATA[Our law firm has helped thousands of people get a fresh start with debt settlement.  ]]></description><link>https://www.brighthouse.law/post/alternative-solutions-to-too-much-debt</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e41</guid><category><![CDATA[Debt Consolidation]]></category><category><![CDATA[Debt Settlement]]></category><category><![CDATA[Bankruptcy]]></category><pubDate>Tue, 15 Apr 2025 13:58:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_7ae3bceb4bf5468b83c524be12b659f9~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[How Can Debt Settlement Actually Lead to Improved Credit]]></title><description><![CDATA[I cannot emphasize the importance of a good credit score enough, however ]]></description><link>https://www.brighthouse.law/post/how-can-debt-settlement-actually-lead-to-improved-credit</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e36</guid><category><![CDATA[Consumer Protection]]></category><pubDate>Mon, 09 Jan 2023 19:41:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_fd2312f2ac5940d19cd4473dc6331e2e~mv2.png/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Understanding the FCRA and Your Rights]]></title><description><![CDATA[The Fair Credit Reporting Act (“FCRA”) was enacted by congress in 1970 with the goal of protecting consumers from inaccuracies]]></description><link>https://www.brighthouse.law/post/understanding-the-fcra-and-your-rights</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e34</guid><category><![CDATA[Consumer Protection]]></category><category><![CDATA[Creditor Harassment]]></category><pubDate>Tue, 06 Dec 2022 19:22:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_83a50e8084494186865134823581d3d0~mv2.png/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Understanding the FDCPA and Your Rights]]></title><description><![CDATA[The FDCPA, also known as the Fair Debt Collection Practices Act, was enacted in 1978 by Congress]]></description><link>https://www.brighthouse.law/post/understanding-the-fdcpa-and-your-rights</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e37</guid><category><![CDATA[Consumer Protection]]></category><category><![CDATA[Creditor Harassment]]></category><pubDate>Tue, 06 Dec 2022 18:52:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_bacec5ff757f46f89d11e8b41216740b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Debt Settlement and Debt Consolidation two Solution to Similar Problem]]></title><description><![CDATA[Anyone facing large amounts of debt is under a seemingly insurmountable level of pressure.]]></description><link>https://www.brighthouse.law/post/debt-settlement-and-debt-consolidation-two-solution-to-similar-problem</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e35</guid><category><![CDATA[Debt Consolidation]]></category><category><![CDATA[Debt Settlement]]></category><pubDate>Tue, 06 Dec 2022 17:10:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/836cd1_7719dd097f9343f4ac9a7f54154ac6d5~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item><item><title><![CDATA[Consolidation Loans In Debt Settlement]]></title><description><![CDATA[Clients in a debt settlement program may become eligible for a consolidation loan.  ]]></description><link>https://www.brighthouse.law/post/consolidation-loans-in-debt-settlement</link><guid isPermaLink="false">69a9b6cef29a428ce66e5e3c</guid><category><![CDATA[Consolidation Loans]]></category><pubDate>Tue, 11 Oct 2022 00:07:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f0d9454621ae4c368e14da15fd02e751.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nathan Kiefer</dc:creator></item></channel></rss>